Credit Score 101

Delve into credit scores: decode jargon, improve your score, and learn from others' mistakes. Understand real-life impacts and build credit while adopting healthy financial habits that shape your future.

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Episodes

E01: Decoding the Credit Score Jargon: What Do Those Numbers Really Mean?

03 mins

Learn about credit scores like your financial report card, ranging from 300 to 850. Explore key components: payment history...

E02: The Credit Score Cheat Sheet: Quick Tips for Instant Improvement

03 mins

Discover the key to financial well-being with this credit score cheat sheet. Learn to boost your credit score with actionable tips such as checking your...

E03: Credit Scores Unleashed: How Your Score Can Impact Your Everyday Life

03 mins

Your credit score has an impact on your daily life. Be it home loans determining dream home accessibility or vehicle loans influencing affordability, your...

E04: Credit Score Horror Stories: Learn from Others' Mistakes

03 mins

Delve into the eerie realm of credit scores with spine-tingling tales. From a vanished score due to a clerical error, to a phantom debt, and a student's...

E05: Building Credit from Scratch: Strategies for Starting with a Blank Slate

03 mins

Unearth practical strategies on building credit from scratch if you’re new to it. A credit score is crucial since your financial reputation relies on it...

E06: Credit Scores and Loan Approval: Navigating the Credit Landscape for Borrowers

03 mins

The importance of credit scores in loan approval cannot be overstated. Ranging from 300 to 850, these scores reflect creditworthiness, impacting the...

E07: Credit Score and Beyond: How Financial Habits Shape Your Overall Financial Health

04 mins

Uncover the broader landscape of personal finance beyond the credit score. While a good credit score opens doors, it's just the beginning...

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All

Your credit score reflects creditworthiness; higher scores (above 750) indicate better financial health, making loan approvals easier.

Pay bills on time, reduce credit card balances, and review your credit report regularly for errors, to see rapid score improvement.

Steer clear of late payments, maxing out credit cards, and ignoring your credit report as these mistakes can haunt your score.

Begin with a secured credit card, pay bills on time, and consider becoming an authorised user on someone else's credit card. This could help you start building credit.

No, it's part of a larger picture. Good financial habits like budgeting, saving, and investing also contribute to overall financial well-being.

Bajaj Finserv Direct Limited ("Bajaj Markets") offers to its customers, various financial products and services through its digital platform as a registered Corporate Agent with IRDAI, registered Investment Adviser with SEBI, registered Third-Party App Provider (UPI payments), and as DSA or Digital lending platform of its Partners. Further, Bajaj Markets also offers a marketplace e-commerce platform to facilitate transactions between customers and sellers on-boarded on the platform. Registered Office: Bajaj Auto Limited Complex, Mumbai – Pune Road, Akurdi, Pune – 411 035 CIN: U65923PN2014PLC150522 Corporate Agency (Composite) Registration no.CA0551 (valid till 10-Apr-2027) Investment Adviser, SEBI registration: INA000016083 (Validity - Aug 11, 2021 - Perpetual)