The Credit Score Cheat Sheet: Quick Tips for Instant Improvement

Check your credit score regularly to understand where you stand financially

Make on-time payments consistently to positively impact your creditworthiness

Aim to keep credit card balances below 30% of your credit limit to maintain a healthy score 

Keep old, unused credit accounts open, to maintain a longer credit history

Review your credit report for errors and dispute inaccuracies promptly

Understanding credit report components helps focus on areas for improvement

Set up automatic payments or reminders to avoid missing due dates

Pay off high-interest credit cards first or consider balance transfers for quicker score improvements