Tech in Finance

Welcome to the Tech in Finance series, where we explore the various ways how technology is transforming India’s financial landscape. From the rise of fintech to the latest digital tools, our videos could equip you with insights to navigate personal finance.

We start by charting the journey of fintech in India and its rapid evolution, followed by a look at neobanks. You can also discover how account aggregators securely consolidate your financial information in one place.

You can stay informed on key regulatory developments in fintech and learn how fintech firms could drive financial inclusion. These videos will also dive into popular tools like UPI, digital cards, mobile wallets, and Buy-Now-Pay-Later options.

We’ll also explain how a Personal Finance Manager (PFM) could help streamline your budgeting and track expenses effortlessly. Lastly, you could explore innovations like saving payment info on shopping sites, making CVV-less payments, and so on.

With these insights, the Tech in Finance series could empower you to leverage Fintech for a smoother financial future.

1 Seasons

Season

Introduction to Tech in Finance

Welcome to the “Introduction to Tech in Finance” season. Here, we will explore the dynamic fusion of technology and finance shaping India’s financial landscape. From rise of Fintech to the latest industry innovations, our videos offer insights that could transform your understanding of everyday finance. We will begin by charting the journey of Fintech in India and examining how far it has come today. You will also explore Neobanks, Account Aggregators and understand how they could simplify your financial management. You will also get a chance to understand key regulatory developments shaping the Fintech ecosystem and driving financial inclusion. Next, these videos will explore various fintech innovations. These include UPI, digital cards, mobile wallets, and Buy-Now-Pay-Later options. Then, we will help you gain insights into Personal Finance Managers (PFMs) to track and control your expenses. Finally, you will get to learn about payment aggregators, CVV-less transactions, and rules of saving payment information on sites. Together, these videos could empower you to embrace the future of finance with confidence.

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E01: Charting the Rise of Fintech in India

04 mins

Hello viewers! In this video, we’re diving into the exciting world of fintech and how it is reshaping India’s financial landscape. First, we'll look at the impressive growth of fintech in India. This is an innovation-friendly market, with a population of 1.3 billion and over 800 million internet users. Fintech has boomed in recent years, with startups drawing more than $15 billion in investments. The video will also discuss advancements across online payments, digital lending, and InsurTech. Next, you'll understand what’s fuelling this growth. Key factors include smartphone penetration, increased internet access, and a demand for alternatives to traditional banking. Plus, government initiatives like Digital India and Jan Dhan Yojana are strengthening the digital infrastructure. They are making fintech solutions more accessible and reliable. Then, the video explores areas where fintech is making the most impact. This ranges from mobile wallets revolutionising daily transactions to digital lending platforms that offer fast loans. Don’t forget wealth management apps that are democratising investments. You’ll also learn how Fintech has become a major job creator in the country, with unicorns alone employing over 60,000 people. To conclude, the fintech wave is here, and India is leading the charge. So, stay tuned for more insights into the fintech revolution!

E02: Fintech Today How Far Have We Come

03 mins

Hello everyone! Ready to explore India’s booming fintech scene and its transformation of financial management? Watch this video to find out how far we have come and what new innovations are shaping India’s financial future. First, we’ll discuss the rapid rise of fintech startups in India, with over 2,100 new companies in just the last five years! Overall, India boasts more than 10,000 fintech companies, making it one of the top fintech hubs globally. In fact, India ranks second in global fintech adoption, only behind China. Next, you'll discover India’s dominance in digital payments. Did you know that around 13,100 crore UPI transactions worth ₹199.89 Lakh Crores were recorded in FY 2024! Digital lending is on a swift path as well, expected to hit $350 Billion by 2025. We’ll also see how fintech is thriving across verticals, from Insurtech and neo-banking to digital lending and payment systems. Finally, the video explores the future of fintech in India. With continued growth and digital adoption, supported by government policies, India could soon become the largest fintech market. Emerging technologies like AI, Machine Learning, and the Internet of Things will bring further disruption. We’ve only scratched the surface of innovation—stay tuned for more on India’s fintech journey!

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Bites

Wave and Pay Exploring the NFC Advantage 77 views

Understanding the 3 Types of Mobile Wallets 53 views

CVV less Payments How Does it Work 164 views

Buy Now Pay Later Options How Do They Work 176 views

Can Payment Aggregators Store Your Data 83 views

Saving Payment Information on Shopping Sites Rules and Regulations 195 views

How Does a Personal Finance Manager PFM Work 792 views

Digital Cards What is the Buzz All About 89 views

Fintech Firms and Financial Inclusion in India 292 views

Emergence and Acceptance of UPI 195 views

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Financial technology, or fintech, could be making your daily financial tasks easier through digital solutions. From paying your local vegetable vendor through UPI to managing investments on your phone, fintech might be transforming how you handle money. These services could potentially be more convenient and cost-effective than traditional methods.

You might already be using several fintech services in your daily life. These could include making instant payments through UPI apps, tracking expenses through budget apps, or investing in mutual funds through digital platforms. Many of these services might help you manage your finances more efficiently than traditional methods.

Recent fintech innovations could offer you multiple ways to handle your finances. For instance, you might track all your expenses automatically through apps, invest in mutual funds digitally, or split bills instantly with friends using UPI. These tools could potentially save you both time and money.

You might find fintech services more convenient than traditional banking. For example, you could apply for loans online without multiple branch visits or open a savings account from home. As a result, traditional banks could also adapt accordingly, to remain competitive in an increasingly digital marketplace.

UPI could simplify your daily transactions significantly. You might pay your milk vendor, split restaurant bills, or send money to family members instantly using just their phone number or UPI ID. The service is typically free for basic transactions and could be more convenient than carrying cash or cards.

Bajaj Finserv Direct Limited ("Bajaj Markets") offers to its customers, various financial products and services through its digital platform as a registered Corporate Agent with IRDAI, registered Investment Adviser with SEBI, registered Third-Party App Provider (UPI payments), and as DSA or Digital lending platform of its Partners. Further, Bajaj Markets also offers a marketplace e-commerce platform to facilitate transactions between customers and sellers on-boarded on the platform. Registered Office: Bajaj Auto Limited Complex, Mumbai – Pune Road, Akurdi, Pune – 411 035 CIN: U65923PN2014PLC150522 Corporate Agency (Composite) Registration no.CA0551 (valid till 10-Apr-2027) Investment Adviser, SEBI registration: INA000016083 (Validity - Aug 11, 2021 - Perpetual)