The Universe of Investments

Explore the investment cosmos! From beginner's guides to sharp-witted strategies, explore India's treasure trove of options. Understand the psychology behind decisions, set goals, craft diversified portfolios, and master fixed deposits. Unlock the power of compound interest for financial prosperity!

3 Seasons

Season

About Investments

Explore the dynamic landscape of investments in India with topics ranging from beginner's guides and psychological aspects to building a diversified...

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E01: Unlocking the Treasure Trove of Investment Options in India

05 mins

The Indian investment market has a wide variety of options such as Fixed Deposits, Mutual Funds, Sovereign Gold Bonds, National Pension Scheme, etc...

E02: Investing 101: A Beginner's Guide to Building Wealth

04 mins

Your journey towards wealth creation is unique to you. Adopting certain tips and tricks could help take a step closer to your financial dream...

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Bites

What is an Investment Portfolio? 171 views

What is an SIP? How Does it work? 122 views

Here is Why You Should Invest Early 54 views

What are some investment options in India? 53 views

What do you mean by diversification? 41 views

Investing vs Saving: What's more important? 57 views

What is a Financial Goal? 74 views

What is a Retirement Corpus? 34 views

Season

Fixed Deposits

Discover the stability of Fixed Deposits (FDs): explore types, avoid mistakes, use the ladder strategy, understand tax implications...

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E01: Fixed Deposits Explained: An Age-old Investment Option

03 mins

Fixed Deposits have been a part of the investment universe for quite some time now. It’s an investment option that is safe, reliable...

E02: Types of Fixed Deposit

03 mins

Various types of Fixed Deposits (FDs) cater to your diverse needs. Standard FDs offer a fixed interest rate over a specified tenure. Tax-saving FDs provide...

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Bites

FD Calculator Your Smart Financial Tool 28 views

Credit Card Against a Fixed Deposit 479 views

Overdraft Against a Fixed Deposit 318 views

Minimum & Maximum Amount You Can Invest in a Fixed Deposit 217 views

Cumulative FD and Non-cumulative FD 136 views

Maximise Savings with Tax Saver Fixed Deposit 141 views

Things to Consider Before Investing in an FD 99 views

The Power of Compounding 61 views

Get Better Returns on FD with FD Laddering 38 views

Season

The National Pension Scheme Chronicles

Dive into the National Pension Scheme - from what is NPS, its benefits and tax advantages, to the NPS calculator. Learn about NPS deductions, account types, NPS online payments, and more.

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E01: National Pension Scheme A Deep Dive into Investing in Tomorrow

03 mins

The National Pension Scheme (NPS) is a voluntary retirement savings initiative in India. Benefits of NPS include tax savings, with deductions available up to Rs. 1.5 lakhs under Section 80C, and an additional Rs. 50,000 under Section 80CCD (1B). Managed by PFRDA, it allows citizens aged 18-60 years, including NRIs, to invest in diverse asset classes like equities and bonds. NPS aims to secure post-retirement income through disciplined contributions, low fund management fees, and regulatory oversight for transparency and investor protection. It serves as a tax-efficient, flexible option for long-term savings, ensuring financial security and peace of mind during retirement years.

E02: NPS Simplified Understanding Tier 1 and Tier 2 Accounts

03 mins

The NPS Tier 1 account serves as your primary pension account, mandatory for NPS subscribers. Contributions, including employer's, are invested based on chosen schemes. Withdrawals follow specific rules, with partial withdrawals possible under certain conditions. Tax benefits apply under sections 80C and 80CCD(1B). The NPS Tier 2 account offers flexibility, allowing withdrawals without restrictions, contingent on an active Tier 1 account. It requires minimal initial contribution and lacks annual maintenance charges. However, tax benefits are limited, except for Central Government employees. Both accounts offer investment choices tailored to risk profiles - active or auto-managed portfolios.

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Bites

Planning for Your Golden Years How to Open an NPS Account 110 views

All You Need to Know About the NPS Calculator 37 views

Seasons

All

Long-term investments aim for wealth growth over years, while short-term investments focus on quick returns within a shorter period, usually less than a year.

Fixed deposits involve depositing a lump sum for a fixed tenure, earning fixed interest. They are considered safe and offer stable returns.

Short-term investments carry higher market volatility risks. Price fluctuations and market uncertainties could impact returns, making them riskier compared to long-term investments.

Consider factors like risk tolerance, financial goals, and market trends. Diversify investments and choose options that align with your long-term objectives for optimal results.

Inflation could erode the real value of fixed deposits. To counter this, diversify your investments, explore inflation-linked options, and periodically review and adjust your portfolio.

Bajaj Finserv Direct Limited ("Bajaj Markets") offers to its customers, various financial products and services through its digital platform as a registered Corporate Agent with IRDAI, registered Investment Adviser with SEBI, registered Third-Party App Provider (UPI payments), and as DSA or Digital lending platform of its Partners. Further, Bajaj Markets also offers a marketplace e-commerce platform to facilitate transactions between customers and sellers on-boarded on the platform. Registered Office: Bajaj Auto Limited Complex, Mumbai – Pune Road, Akurdi, Pune – 411 035 CIN: U65923PN2014PLC150522 Corporate Agency (Composite) Registration no.CA0551 (valid till 10-Apr-2027) Investment Adviser, SEBI registration: INA000016083 (Validity - Aug 11, 2021 - Perpetual)