Credit Card Story

Navigate India's credit card landscape wisely: Explore diverse card types, that align with your lifestyle. Apply with caution, use cards judiciously to avoid debt, and unlock rewards smartly.

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Episodes

E01: Types of Credit Cards

04 mins

Explore the diverse range of credit cards available in the financial market. From Cashback, Lifestyle, Shopping, and Entertainment Credit Cards...

E02: Choosing the Best Credit Card for Your Lifestyle

03 mins

Discovering the ideal credit card involves a thoughtful process. Evaluate your spending habits, aligning them with specialised cards like dining or fuel...

E03: Applying for a Credit Card

03 mins

Learn tips to enhance the likelihood of your credit card application being accepted...

E04: How to Use Credit Cards Wisely & Avoid Debt

03 mins

Prudent credit card management is essential for financial stability. When using credit cards for assistance, repayments should exceed the minimum to avoid...

E05: Maximising Credit Card Rewards and Benefits

03 mins

Discover the untapped potential of your credit card rewards by strategically maximising your points. Select a card aligned with your spending patterns...

E06: Tips for Managing Credit Card Debt Effectively

03 mins

In the face of credit card debt, adhere to timely payments to avoid additional fees. Prioritise paying above the minimum amount to reduce both the balance...

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All

Assess your spending habits, like shopping or travel. Choose a card that offers rewards and benefits that align with your preferences and needs.

In India, common credit card types include travel, rewards, and cashback cards. Travel cards offer miles, rewards cards provide points, and cashback cards offer a percentage of spending back as cash.

You can apply online or visit a bank branch. You’d need to provide required documents such as ID, income proof, and address proof for a smooth application process.

Pay your balance in full and on time to avoid interest. Set a budget, use credit responsibly, and refrain from unnecessary purchases to maintain financial health.

Opt for cards that cater to your spending habits. Utilise cashback, rewards, and discounts offered by the card, and stay updated on promotions.

Bajaj Finserv Direct Limited ("Bajaj Markets") offers to its customers, various financial products and services through its digital platform as a registered Corporate Agent with IRDAI, registered Investment Adviser with SEBI, registered Third-Party App Provider (UPI payments), and as DSA or Digital lending platform of its Partners. Further, Bajaj Markets also offers a marketplace e-commerce platform to facilitate transactions between customers and sellers on-boarded on the platform. Registered Office: Bajaj Auto Limited Complex, Mumbai – Pune Road, Akurdi, Pune – 411 035 CIN: U65923PN2014PLC150522 Corporate Agency (Composite) Registration no.CA0551 (valid till 10-Apr-2027) Investment Adviser, SEBI registration: INA000016083 (Validity - Aug 11, 2021 - Perpetual)