In the face of credit card debt, adhere to timely payments to avoid additional fees. Prioritise paying above the minimum amount to reduce both the balance and interest charges. Exercise responsible card usage, budget wisely, and curtail non-essential spending. Opt for a strategic payment approach such as Debt Snowball or Debt Avalanche. Alternatively, automate payments and consider balance transfers or converting balances into EMIs. Explore debt consolidation loans and, if necessary, seek ways to augment income through overtime or freelance work. Diligently following these steps could facilitate effective credit card debt elimination.
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