Learn tips to enhance the likelihood of your credit card application being accepted. Begin by evaluating available cards to identify the most advantageous option. Check for pre-approved cards from your bank that align with your lifestyle and offer desirable benefits. Familiarise yourself with eligibility criteria, including income and age specifications, and prepare necessary documents such as address, identity, and income proofs. Capitalise on a positive credit history with timely payments on existing loans or cards. Opt for card upgrades instead of cancellations to safeguard your credit score. Exercise caution when applying for multiple cards to project effective financial management.
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