Credit card rewards offer opportunities to get more value from your everyday spending. In this video, we’ll talk about how you could maximise these rewards without making unnecessary purchases.
We’ll start by exploring why choosing a card that matches your spending habits might be important. For instance, if you frequently spend on groceries, fuel, or dining out, opting for a card that rewards those categories could be better. This might allow you to accumulate points more quickly. These points could later be redeemed for a variety of rewards. They could include gift cards, airline miles, or even discounts on your credit card bill.
Next, we’ll touch upon how welcome bonuses and seasonal offers might provide extra rewards. You’ll also learn how co-branded cards offer unique benefits, while general cards provide more flexible reward redemption options across different brands. This might help you understand which one suits your needs better. We’ll also highlight how staying informed by reviewing the fine print of your card’s reward program could be beneficial for you.
By following these tips, you might be in a better position to get the most out of your credit card rewards.
Choosing a credit card aligned with your spending habits might help maximise rewards on everyday purchases like fuel and groceries
Meeting spending targets within 90 days of card issuance could unlock welcome bonuses for extra reward points
Standard credit cards might offer more flexibility, allowing you to redeem points across multiple brands compared to co-branded cards
Regularly checking the fine print of your card’s rewards program could keep you informed about any changes in terms and conditions
To maximise rewards, you could plan your spending smartly, pay bills on time, and redeem points before they expire
Keeping your contact details updated with the card issuer could ensure you receive timely notifications about seasonal offers and rewards changes