Maximising Credit Card Rewards and Benefits

Discover the untapped potential of your credit card rewards by strategically maximising your points. Select a card aligned with your spending patterns, ensuring practical benefits. Leverage daily expenses for continuous point accumulation and explore welcome bonuses for immediate rewards. Opt for flexible redemption options, favouring standard credit cards for broader choices. Stay vigilant for seasonal offers, utilising online platforms for informed comparisons. Regularly review terms to adapt to program changes. Exercise caution against unnecessary expenses, prioritise timely payments, and redeem points before expiry. Seize interest-free periods to enhance reward earnings.

Key Takeaways

Choose a credit card aligned with your spending habits to maximise rewards on everyday purchases like fuel and groceries

Leverage welcome bonuses by meeting spending targets within 90 days of card issuance for extra reward points on online shopping, bill payments, etc.

Opt for flexibility in reward redemption; standard credit cards allow points redemption across multiple brands, offering more choices than co-branded cards

Stay alert to seasonal offers and limited-time promotions, exploring platforms like Bajaj Markets for easy comparison of credit card benefits

Regularly check and understand the fine print of your card's rewards program to stay informed about any revisions in the terms and conditions

While maximising rewards, avoid unnecessary expenses, plan smartly, pay credit card bills on time, and be mindful of reward point expiry dates

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Choose a card aligned with your spending habits, focusing on everyday purchases like fuel and groceries to accumulate reward points.

Reach the specified spending target within 90 days of card issuance to receive welcome bonus points. You could redeem these points for gift cards, online shopping, and bill payments.

Co-branded cards offer brand-specific privileges, while standard credit cards allow flexibility, letting you redeem points across multiple brands for more options.

Regularly check your inbox for seasonal offers, compare them, and utilise platforms like Bajaj Markets to make informed decisions about credit card options.

Avoid unnecessary expenses just to earn points, plan expenses wisely, pay credit card bills on time, and be aware of reward expiry dates. Utilise interest-free periods for additional benefits.

Bajaj Finserv Direct Limited ("Bajaj Markets") offers to its customers, various financial products and services through its digital platform as a registered Corporate Agent with IRDAI, registered Investment Adviser with SEBI, registered Third-Party App Provider (UPI payments), and as DSA or Digital lending platform of its Partners. Further, Bajaj Markets also offers a marketplace e-commerce platform to facilitate transactions between customers and sellers on-boarded on the platform. Registered Office: Bajaj Auto Limited Complex, Mumbai – Pune Road, Akurdi, Pune – 411 035 CIN: U65923PN2014PLC150522 Corporate Agency (Composite) Registration no.CA0551 (valid till 10-Apr-2027) Investment Adviser, SEBI registration: INA000016083 (Validity - Aug 11, 2021 - Perpetual)

Maximising Credit Card Rewards and Benefits

Key Takeaways

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