Loans for Homes

Uncover Home Loans 101 to buy your dream home. Learn about types, navigate fixed vs. floating rates, and discover smart strategies for first-time borrowers. Your home journey starts here.

Episodes

E01: Home Loans 101: A Comprehensive Guide to Buying Your Dream Home

04 mins

Home loans offer a pathway to realising your dream home, whether buying, building, or renovating. Types include land purchase, construction, renovation...

E02: Home Loans & Its Types

04 mins

Home loans come in various types to suit your needs. Popular options include Home Purchase Loans for buying properties, Home Construction Loans for building...

E03: Fixed-Rate vs. Floating Rate: Choosing the Right Interest Rate for Your Home Loan

06 mins

Home loans help make your dream of owning a home, a reality. However, it is crucial that you know which interest rate to opt for...

E04: Home Loan Strategies for First Time Borrowers

05 mins

The process of buying your first home involves crucial financial planning. Before applying for a home loan, consider evaluating your finances, saving for a...

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All

Start by assessing your eligibility, choose a lender, submit required documents, and await approval. Once approved, sign the loan agreement and start repaying.

India offers loans for home purchase, extension, construction, improvement, and so on. You could choose a loan based on stability, market conditions, subsidies, or specific needs for optimal benefits.

Fixed-rate home loans have a constant interest rate throughout the loan tenure, providing stability. Floating-rate loans, however, they fluctuate based on market conditions, impacting monthly repayments.

Improve your credit score, save for a higher down payment, and research lenders. Compare interest rates and loan terms to find the best deal for your financial situation.

Yes, you could opt for a joint home loan. Such a loan could increase the loan amount eligibility and help you share the repayment burden, thus making it more affordable.

Bajaj Finserv Direct Limited ("Bajaj Markets") offers to its customers, various financial products and services through its digital platform as a registered Corporate Agent with IRDAI, registered Investment Adviser with SEBI, registered Third-Party App Provider (UPI payments), and as DSA or Digital lending platform of its Partners. Further, Bajaj Markets also offers a marketplace e-commerce platform to facilitate transactions between customers and sellers on-boarded on the platform. Registered Office: Bajaj Auto Limited Complex, Mumbai – Pune Road, Akurdi, Pune – 411 035 CIN: U65923PN2014PLC150522 Corporate Agency (Composite) Registration no.CA0551 (valid till 10-Apr-2027) Investment Adviser, SEBI registration: INA000016083 (Validity - Aug 11, 2021 - Perpetual)