Uncover Home Loans 101 to buy your dream home. Learn about types, navigate fixed vs. floating rates, and discover smart strategies for first-time borrowers. Your home journey starts here.
254
Episodes
E01: Home Loans 101: A Comprehensive Guide to Buying Your Dream Home
04 mins
Home loans offer a pathway to realising your dream home, whether buying, building, or renovating. Types include land purchase, construction, renovation...
E02: Home Loans & Its Types
04 mins
Home loans come in various types to suit your needs. Popular options include Home Purchase Loans for buying properties, Home Construction Loans for building...
E03: Fixed-Rate vs. Floating Rate: Choosing the Right Interest Rate for Your Home Loan
06 mins
Home loans help make your dream of owning a home, a reality. However, it is crucial that you know which interest rate to opt for...
E04: Home Loan Strategies for First Time Borrowers
05 mins
The process of buying your first home involves crucial financial planning. Before applying for a home loan, consider evaluating your finances, saving for a...
Start by assessing your eligibility, choose a lender, submit required documents, and await approval. Once approved, sign the loan agreement and start repaying.
India offers loans for home purchase, extension, construction, improvement, and so on. You could choose a loan based on stability, market conditions, subsidies, or specific needs for optimal benefits.
Fixed-rate home loans have a constant interest rate throughout the loan tenure, providing stability. Floating-rate loans, however, they fluctuate based on market conditions, impacting monthly repayments.
Improve your credit score, save for a higher down payment, and research lenders. Compare interest rates and loan terms to find the best deal for your financial situation.
Yes, you could opt for a joint home loan. Such a loan could increase the loan amount eligibility and help you share the repayment burden, thus making it more affordable.