Motor insurance provides financial protection to you and your vehicle. This financial cover is offered against damages and liabilities. To make informed decisions, it's crucial to understand coverage types and policy limits. Different policies offer different coverage options to meet your specific needs. Understanding these choices helps you pick the right coverage. It is also important to understand insurance claims. There are two ways to handle claims: cashless or reimbursement. Each method has its benefits.
Knowing what your policy covers helps you assess your protection and find any gaps. Avoid common mistakes when selecting a policy for the best value and protection. Understanding how to file a claim can help you navigate stressful situations smoothly. Similarly, knowing why claims might be denied can help you follow the rules and get your claims approved. In this way, you might be able to utilise, and benefit from your motor insurance.