Health insurance comes in various forms, each catering to different needs. This video will walk you through the types of plans available, providing a clearer understanding of your options.
We’ll start with individual health plan that covers just one person. It helps manage expenses like hospitalisation, surgeries, doctor consultations, and so on. If you're looking for something that could cover your entire family, family floater plans might be helpful.
Next, you’ll discover group health insurance, typically offered by employers. This type of plan covers a large group at potentially lower premiums. In addition to this, we’ll touch upon personal accident plan, which supports you in case of accidental death or disability. This covers medical expenses and rehabilitation costs. For new parents, maternity plan could be essential. It covers prenatal care, childbirth, and postnatal expenses. Meanwhile, critical illness plan provides a lump sum if you're diagnosed with serious conditions like cancer. On the other hand, senior citizen health plan caters specifically to those over 60.
Finally, we’ll explore disease-specific insurance, which offers specialised care for specific conditions. Each plan could offer unique benefits, so get ready to explore your options and find what suits you best!
Individual health insurance covers one person’s medical costs, like hospital stays, surgeries, doctor visits, etc.
Family floater plans insure multiple family members under one policy, sharing the total coverage amount
Group health plan is usually offered by employers and covers a group, often at lower premiums
Personal accident insurance provides financial help for accidental death or disability, covering hospital and rehab expenses
Maternity insurance covers costs related to pregnancy, childbirth, and care for new parents and their babies
Critical illness plan pays a lump sum if you are diagnosed with serious illnesses like cancer, heart disease, etc.
Senior citizen health insurance is designed for those over 60, focusing on age-related healthcare needs
Disease-specific plan offers coverage for treatments of specific illnesses, such as heart conditions, cancer, and others