Selecting the right personal loan involves assessing eligibility criteria, submitting necessary documents, comparing interest rates, opting for a flexible repayment tenure, and so on. Consider factors like minimum income, credit score, and age when checking eligibility. Efficiently manage your EMIs by choosing a repayment tenure that suits your financial comfort. Be thorough in understanding the lender's charges beyond interest rates. Utilise online tools like a personal loan calculator for strategic planning. By following these steps, you could confidently choose a personal loan tailored to your needs.
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